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About the Home Loan Process and Mortgage Options in Texas. Lone Star Financing is a local mortgage company for VA loans, FHA, USDA and new home financing.
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Buydown Options. The most common buydown is the 2-1 buydown. In the past, for a buyer to secure a 2-1 buydown they would pay 3 points above current market points in order to pay a below market interest rate during the first two years of the loan.
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