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- – On the other hand, if you borrowed $250,000 at 6 percent, using a 30-year mortgage with a 5-year interest-only payment plan, your monthly payment initially would be $1,250. This saves you $249 per month or $2,987 a year.
– They are usually fully amortizing fixed rate loans that may have a term of 10, 15, 10/20 Interest Only Fixed-rate Mortgage – a 30-year fixed-rate mortgage with a .
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