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Your credit score is the most important factor in determining your interest rates and creditworthiness. The better your credit score, the less interest you will pay on loans and credit lines throughout your life.
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Any unpaid debt has the potential to affect your credit score. If you fail to pay your property taxes and the government attaches a lien on your home, it will lower your credit score, regardless.
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When you apply for a mortgage, lenders will check your credit score to. To qualify for a home loan, your job's income must be high enough to.
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You even have a second job – shouldn't that help you? Not necessarily. A lender may not allow the use of the income you generate from your.
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