The decline in mortgage costs has cut the payments on a $300,000, long-term home loan by more than $200 a month. Home buys in North Texas have surged by 7%, fueled by the lower mortgage rates. "This.
Thanks to $17,000 in partnership grant program (pgp) funds awarded by BankPlus and the Federal Home. loans and other.
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Texas has the highest percentage of homes with positive equity, according to a new study by CoreLogic. Only 1.6 percent of the state’s homeowners with a loan owe more money than their property is.
Adjustable rate loans are attractive for buyers who expect to be in the home for a short period of time. FHA and VA Loans. The Federal Housing Administration (FHA), offers loans for low-to-moderate-income home buyers. FHA loans have lower down payments, and have relatively easier requirements than conventional fixed-rate mortgages.
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