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Josephine is a city in Collin and Hunt Counties in the U.S. state of Texas. The population was 594 at the 2000 census. Josephine is located at 330340N 961848W / 33.061018N 96.313227W / 33.061018; -96.313227 (33.061018, -96.313227).
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Local Loan Limits – Josephine, TX Loan Limit Summary. Limits for FHA Loans in Josephine, Texas range from $395,600 for 1 living-unit homes to $760,750 for 4 living-units. Conventional Loan Limits in Josephine are $484,350 for 1 living-unit homes to $931,600 for 4 living-units. The 2019 Home Equity Conversion Mortgage (HECM) limits in Josephine is $726,525.
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Fixed-Rate Loan Option at account opening: You may convert a withdrawal from your home equity line of credit (HELOC) account into a Fixed-Rate Loan Option, resulting in fixed monthly payments at a fixed interest rate. The minimum HELOC amount that can be converted at account opening into a Fixed-Rate Loan Option is $15,000 and the maximum.
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